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Posts by BNTRS

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661 Posted: January 22 2010 10:00:05 There was a long fight about this in the life forum. There is a company, I guess. Look there. Why...
662 Posted: January 22 2010 09:58:27 If there's no ILIT, there's no point in applying. Too many possible problems....
663 Posted: January 22 2010 09:57:03 Agreed for the most part, an attempt at playing devil's advocate....
664 Posted: January 22 2010 04:41:06 Here's a great moment for an economics lesson. There's a market for insurance, just like there is a...
665 Posted: January 22 2010 04:14:50

The best way that I can answer this is to simply say that a non-qualified annuit...
666 Posted: January 21 2010 09:02:26 Yup poor choice of words, jointly held = jointly insured but owned by ILIT.

So to b...
667 Posted: January 21 2010 03:15:03 Second to die policy is a policy that pays a death benefit upon the second spouse's death, but is he...
668 Posted: January 21 2010 03:02:08 The annuity is an investment with certain tax features similar to a non deductible IRA. IRAs and 40...
669 Posted: January 20 2010 09:14:55 Hi, and welcome....
670 Posted: January 20 2010 09:12:15 They weren't post tax dollars. The FICA tax and the income tax have nothing to do with one another....
671 Posted: January 20 2010 09:05:06 Not sure what this is in reference to but generally yes. Unless it is group insurance where there i...
672 Posted: January 20 2010 03:46:02 The ratings are for insurance companies, not the agencies. You'll never find a source for clearly e...
673 Posted: January 20 2010 03:44:05 Me personally, $1,000.

As for the second question, it depends, but the answer is cl...
674 Posted: January 20 2010 03:38:07 To address the question about the funeral home if there is no beneficiary and the proceeds are paid ...
675 Posted: January 20 2010 03:31:43 They are, same tables. This means the assumptions actuaries are making when they design the pricing...
676 Posted: January 20 2010 03:29:11 Yes, but there are few caveats. First, any cash value of the policy will be considered a gift to th...
677 Posted: January 20 2010 03:50:10

I've come across an interesting note while surfing online. It says if an insurer...
678 Posted: January 20 2010 03:44:06 If you find a reliable source let me know as I've not been able to find one. Everyone who wants to ...
679 Posted: January 19 2010 02:16:44 And therein lies the fundemental rule behind the study of economics....
680 Posted: January 19 2010 02:14:28 The broker and the insurance company have less responsiblity to one another, and the insurance compa...