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Posts by MaxHerr

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7641 Posted: February 22 2010 04:49:13

Why do people still refer to this stuff as an investment???



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7642 Posted: February 22 2010 04:39:38 The lyric to a old r&r song says, "Clowns to the left of me, jokers to the right, stuck in ...
7643 Posted: February 22 2010 04:07:23 Unless the policy is an "Accidental Death" benefit contract rather than honest-to-goodness...
7644 Posted: February 20 2010 05:56:31

but in MOST cases they would benefit way MORE than the deceased family would, an...

7645 Posted: February 19 2010 06:48:36 Steve888 . . .

Can't really figure out your objection to the concept of key person in...
7646 Posted: February 11 2010 06:27:08 BNTRS' advice is sound. If the pension is a defined benefit plan, taking a lump sum option will ero...
7647 Posted: February 11 2010 06:19:02

Do you mean that I should annuitize a portion of my savings that's proportional ...

7648 Posted: February 11 2010 06:06:14

If you want the lowest possible premium and the highest possible death benefit ...

7649 Posted: February 11 2010 05:41:43 First, to Stephen . . .

An admitted insurer is one that is "authorized" to ...
7650 Posted: February 06 2010 08:32:01 Sounds like Mom has a universal life policy that was not properly funded. Perhaps through no fault ...
7651 Posted: February 06 2010 08:23:13

As soon as claims don't get paid, the insurance industry as we know it is done.<...

7652 Posted: February 05 2010 09:04:14 RIGHT ON, GARY!!

World Financ...
7653 Posted: February 05 2010 08:46:36 Two different issues here.

401(k) proceeds are controlled under federal law. A perso...
7654 Posted: January 25 2010 07:10:15 Great question. Since 2010 is the perfect year in which to die, it has little application between n...
7655 Posted: January 25 2010 06:46:03 Not an argument, but that's part of my point. Insurers know that the average policy (term/WL/UL, do...
7656 Posted: January 24 2010 05:29:40

Are you suggesting that for an insurance company to charge for a longer conversi...

7657 Posted: January 24 2010 04:55:09

However, I'm also very much of the opinion that a lot of agents sell these produ...

7658 Posted: January 24 2010 04:43:27

. . . it didn't take long for me to acquire clients I really wished I hadn't.

7659 Posted: January 24 2010 04:33:35

Bee, usually, if there is no named beneficiary, the insurance company won't issu...

7660 Posted: January 24 2010 04:07:56 Wanted to post a copy of the CSO2001 "Ultimate" mortality table, but I can't get it below ...