Business Insurance Forum

I was just going through some banking materials and came across information regarding FDIC insurance. Is it really necessary for a bank to get FDIC insurance? Are all accounts covered under it?

Why do I have to list my landlord as an “additional insured” on my general liability policy?

My name is Josh Shorter and I am a Commercial Insurance Agent in the Dallas area. If there is anyone local that may need some advice/counseling on any problem they may have as far as Business Insurance please give me a call. (phone number deleted by moderator per Terms of Use- InsTeacher)

Josh- welcome to the forum! We're always glad to have new members, but please make sure to read the Terms of Use. There's a link at the bottom of the page for this. Thanks!

My husband works as a manager for a company, and does not own it. There is a chance that he might get sued (wrongly, of course) for slander. The company that he works for might not be named in the possible suit. I cannot find a personal liability insurance policy based in the US that would cover this. He has State Farm, but they won't cover something like this. Can you help?

Can Export credit insurance be a good option for U.S. exporters who're scared of payment defaults?

Three types of insurance are mandated by law: unemployment insurance, social security, and workers' compensation. Unemployment insurance benefits are payable under the laws of individual states from the Federal-State Unemployment Compensation Program. Employer payments, based on total payroll, contribute to the program. You should be paying for unemployment insurance as part of your taxes.

Insurance is a critical part of the risk management system for a business. It is a way to protect yourself against unforeseen losses. An insurance policy is a legally binding contract with an insurer to provide compensation for a specified damage, loss, or injury suffered by you business in return for a sum of money (premium) paid.

We've been suggested to opt for content liability insurance for our printing
assignments. Is it something that we should have?

We're considering different ways to start a small business. What could be the different areas that we need to cover in order to stay protected?

Hello I am running a catering business, I need to get insurance so I can get the NY State Permit to operate a Food Service Establishment, Permit id # DOH-0061. My workers are getting paid $1 per plate sold and they keep all tips they receive when delivering the food. I deliver only. They call order a plate of food, and I deliver it, or one of my cousins deliver it.