Business Insurance Forum

How long after I am in business do I need to get insurance?

We have been [racticing this tree trimming business here in Hawaii for about 5 years now, we have a GE license, but no commercial or contractors license. My husband just does this as a side profession. In past we have use liability waivers when working for companies but now they are requiring us to have insurance with 1,000,000 coverage and they did mention workers comp because we ill have a few family members present at this particular job, we need a quote asap so we can get an idea how much to also quote for the job, i expeact to pay around 1500-1700, is that about right?

I've heard about business insurance covering so many different types of businesses. Is it possible to get the assets of my lawn care business covered under any policy?

My parents and I want to start a mexican catering truck were curios to know as non-experts who offers the best low cost insurance.

some type of umbrella

What kind of insurance do I need for an office cleaning business? It is just me and my daughters right now, but am hoping to expand. I operate from home and intend to continue to do so.

What does a Publishers liability insurance cover? Are these policies the same as that of the media perils policies?

This morning I reviewed a prospects general liability policy. The policy contained a sunset clause which I was not familiar with. However, after learning about sunset clauses I'm shocked. The prospective client was unaware of what they purchased and I'm certain the prospects customers would not have accepted any certificates they had received had the sunset been revealed.

We do own a small business in Fl. The health insurance benefits for our employees are pulling out a major chunk of our revenue. Any suggestions that may help reduce our health insurance costs?

We are going to have an office party during the holidays. Do I need to be concerned if we serve alcohol at the event?