Disability Insurance Forum

It would be great if someone could tell me about disability insurance policy features. I mean what factors of disability insurance for individuals should I consider if I’m going to get one?

If I buy a policy on my own for $5000/ month and then later join a firm that has 60% benefit, do I collect both if I become disabled?

Is it really important to have disability insurance? I work in the web-marketing business and my employer provides none.

I'm new to the forum. Just wanted to know what options are there for Guardians graded Disability product? I mean time periods. Any response would be appreciated. :)

I was there in the war in Afganistan and currently a veteran and on top of that, disabled. It's about 14 months now from the date I retired. But I've not started receiving any benefits from the Department of Veteran Affairs. What should I do?

I've been working as a customer support associate since the beginning of 2003 and since last one month I'm experiencing partial hearing loss for which I am unable to continue with my services. I don't have any disability insurance. Can I get any sort of aid from the Social Security department as disability benefit?

I had been receiving my LTD benefits for the past 7 months. Suddenly, it was terminated. How can I reinstate the benefits? Will I need to re-submit the information and appeal or just ask for the file first?

8 years ago, I had a baby. I called my disability insurance and they told me I was no longer covered by them because I had to renew yearly. I was upset that I didn't know the information, but dealt with it. Two babies later, I found information showing the company is still deducting monthly fees from me. $40 monthly 10 months out of the year for the last 9 years. Can I get backpay for them deducting and not providing me with services?

Can any one explain about life disability policies.

I had been into the store for 10 or 15 minutes. When I came back, I saw my parked car has been hit in the front and with no-one in sight. I don't even have UM/UIM coverage. Please help. Should I ask for the surveillance tapes?

Hi Friends,
I make a website about insurance and I need the questions for the Disability Insurance Quotes Form.
Can you please help me with this? What kind of questions are usually asked when someone want to buy the Disability Insurance policy?

Thanks!