Insurance Frauds Forum

I want to thank the state farm insurance adjuster for adjusting my coverage and and contents value of my burned down house to the point I could not recover. I have continued making the paments and maxing out mycred cards since 03 trying to finish my house. Now I am on the verge of bankruptcy and have to let my partially finished house go into forclosure. This was my only house I owned in my life and thanks to State Farm after the fire It was never to be completed. So many things were either underpaid or not covered. With good neighbors like this who needs terrorists.

I'd like to get a brief account of the different types of windshield scams that affect the insurance industry.

There was a catastrophic hail storm in my area. 75% of the roofs in our town were replaced. Hail noted on my ridgecap were within the size that defined "catastrophic", there was also damage to my gutters, decks and shingles. I had 5 contractors confirm hail damage. American family insurance has denied my claim, appeal and attorney request for payment. I know am told in order to sue I have the burden of proof. I dont know how much more proof I need! I am so frustrated!

Just wanna know more about Bad Faith insurance.

Is it true that whatever insurance we get in the market is generally overpriced?

My wife moved all the belongings out of our house and a couple of days later the house caught fire and burnt completely down. She filled out the inventory list and included all the items that she removed from the house. I gave a diposition (euo) and have coroperated with the insurance company. Just got a letter saying that the claim was denied for Concealment, false statements and fraud (dah). I contacted the insurance company and they said that they will probably not file any charges. Its no wonder our insurance preminiums are so high when people get away with this kind of things.

I just read in the paper where a group of football palers were taken to a church of the coaches by the coach after a game. One of the players a 16 year old player was baptized.I saw this in my home town news paper.The parents are thinking of suing the church or the coach for doing this saying he was co erced into it. What do you think of suing for this reason.People are suing for anything and everything now. My daughter went to church when she was 13 and got baptized without my knowledge.I was hearbroken that i missed out and knew nothing about this till after when SHE told me.

To all industry professionals - What are the most common forms of auto insurance frauds that you come across?

I read an article just awhile ago discussing the rise in fraud cases between 2007 and 2008. Insurance fraud investigators are some of the best investigators in the U.S. They all prosecute with no breaks for the sob stories they hear. If your considering fraud, reconsider and avoid.

I have a severe issue with a major life insurance company,
and yet there seems to be no recourse, no hope, and no interest on
the part of the company's representatives to resolve this issue.
In an honest world I feel as thought this would have been resolved
long ago, and I am hesitant to act on any course of action which could
put me in financial or physical harm's way.