Home Insurance Forum

Hello,

I recently claimed for damage to the roof after a storm in Virginia. Insurance paid for replacement after deductible. The adjustor that insurance sent out for roof told me that I had hail damage to my siding also. I called and put in claim for siding. The insurance company made it into 2 separate claims, saying that it actually saves me money. if I made it into one claim, I would not be able to get any depreciation.

Roof claim
$5000 deductible
$3700 recoverable depreciation

Siding
$5000 deductible

My home had some wind damage due to a storm a few weeks back. We filled a claim because it caused the roof to leak. The following week we received a letter alerting us that we would be getting a check in X amount for the repairs. Today, out of the blue, my insurance company tells me that the company we filed with has asked for proof of roof repairs for a claim we filed in 2011. I have no receipts; my husband patched the roof where it was leaking and we replaced the ceiling tile where it leaked. We're trying to save money to get a tin in the future.

Does homeowners insurance cover a tear in the pool liner in an inground pool?

I submitted a claim for hurricane damage on my homes roof. The insurance company originally denied the claim stating it was less than my deductible which was $12,000. I could not find a roofer to repair the roof as they were stating my roof tile was discontinued. I sent a roofers report with this finding and finally settled with them for replacement.

I subsequently found another contractor that stated he could repair the roof without replacing it. I am in the process of selling my home. My questions are these.

we replace our carpet and repaired wood damage and treated mold
we paid company cost + deductible
insur company sent us a check and repair company said we owe them that amount too.......and thy sent us another bill .......is this right??

Does anyone know if Sentry Public Adjusting is a good Bay county public adjuster? I'm trying to get my house fixed, but my insurance company is taking forever. Can someone help me out?

My homeowners insurance is up for renewell in 2 months. I got a letter from my Insurance co. saying they were not renewing because my roof is worn and needs replacement. My question is, since I am still covered by them at this time, can I not file a claim with them to get my roof fixed?

Hi

My broker told me that
In the last hurricane that was in carolina September 2018
A lot of my shingles popup
I have homeowner insurance and the house is vacant from july until today
Still didnt rent it
The question is if the insurance will cover the roof if the house is vacant ?

I asked my insurance they told me that i have just 3 monthes to report a claim is it true?

I live in a row home in philly and 2 years ago our neighbors, who were a house flipping company, were adding in a third floor in their house and left the side of my house open. We had a massive rain and the water poured in through the walls causing 6k worth of damage. I went through our insurance and they have been trying to subrogate. My insurance said they closed the case because they were not able to get a response from the house flipping company or their insurance. I am furious.

Hi, I purchased a home about 4 months ago. I had renters insurance for the old address that has not yet lapsed and homeowners for my home.

Last night, there was a hit and run on my primary car (street side, right in front of my house) and I do not have collision or comprehensive. I have notified both the police and my car insurance, but I’m wondering if either of those policies might offer any assistance. I’d be happy if one would cover paying for new car seats (since the warranty was voided on the ones in my car).

Thoughts?