Mom passed away recently and her husband may have a life insurance policy on her that we are not aware of.
Total Comments: 41
Posted: Sun Dec 06, 2009 01:47 pm Post Subject: beneficiary on my moms life insurance
my mom just past away,but before she did she told me i was on the policy including my two sister.when i brought the subject up to my sister she told me there was no life insurance,so how do i go about making sure if there was life insurance or not?
Posted: Mon Dec 21, 2009 08:40 am Post Subject:
I haven't taken the time to read every single post in this thread and I apologize if this point has already been covered.
Mom passed away recently and her husband may have a life insurance policy on her that we are not aware of.
First of all, "her husband" makes him sound so alien. Wasn't he the one who stood on an alter somewhere and promised to love, honour, etc, etc? Maybe his having life insurance on her was fine with mom.
I have 2 stepdaughters and I'm certain they are not aware of any policy(ies) I have on their mom. She gave me permission and we make the premium payments together. Quite frankly, it's none of their business. My wife has life insurance on me and I could care less if my kids (her stepchildren) know about it. If they decide to step up and make the premium payments, we'll talk about it in greater detail.
When people get married, they share things, make arrangements, and promises to each other they'll take to the grave. If one of the kids disagrees - so what?
I assume the OP is a stepchild and apparently doesn't like the idea of someone taking out life insurance on her mom.
Posted: Thu Apr 22, 2010 10:43 am Post Subject: life insurance
my mum passed away on the 7th oct 09 and i wondered if she had any policies could you help with this? her name was katharine floater d.o.b 23/11/1948
thank you
Posted: Fri Apr 23, 2010 08:26 pm Post Subject:
You can visit the Medical Information Bureau website, www.mib.com, and pay a fee for a policy search. While they cannot tell you if a policy is in force, they may be able to point you in the direction of a company (or more than one) that possibly has/had a policy in force.
Condolences for your loss. Your mother was too young to have passed.
Posted: Sun Jul 11, 2010 03:56 am Post Subject: mother insurance
my mom pass about 3 weeks ago an she work for the city an they tell us when she turn 85 she had no more insurance an she also told us she had another insurace but we cant find out with who is there any way i can look on a main data base to find out who she had it with i had to clean my account out to pay an i own about a 1000 more y do they lapes a person insurance when they reach a age of 85 or older? I need help with this.
Thank You Very much
Posted: Mon Jul 12, 2010 03:44 am Post Subject:
I answered this in your other post on the same subject. But here goes again . . .
If your mother was once a municipal employee, any life insurance that covered her through the city or a labor union was probably a GROUP term life policy, primarily due to its lower cost. If your mother was covered as a retiree, it is indeed possible that the policy could have a termination age of 85 -- that's not an uncommon age in such policies.
There is no "main database" in which life insurance data is collected, although the Medical Information Bureau does maintain some limited information about applications for INDIVIDUAL life insurance policies. If your mother was, or once was, covered by an individual life insurance policy, they may have some information that could point you in the right direction. There is a $75 fee for their "Policy Locator Service," and they claim about a 30% success rate. www.mib.com
You could try speaking to any of your mother's former coworkers, if you know of any, who might be able to tell you about the coverage that was made available to city workers. Also check with the labor union she was a member of (if there was one).
Posted: Tue Jan 04, 2011 12:38 am Post Subject:
Posted: Wed Jan 05, 2011 06:11 am Post Subject:
There's a National Insurance Registry for this to check if the person you are looking for was a member, you will find everything there that you need.
Posted: Wed Jan 05, 2011 06:57 pm Post Subject:
There's a National Insurance Registry for this to check if the person you are looking for was a member, you will find everything there that you need.
Pure, unmitigated BS.
Posted: Sun Mar 13, 2011 07:06 am Post Subject: mom
i wanna know if my sister kept the policy and lied 2 us, but now we dont know who it was with because all the insurance papers r gone.how do I find out without any information
Posted: Sun Dec 06, 2009 01:47 pm Post Subject: beneficiary on my moms life insurance
my mom just past away,but before she did she told me i was on the policy including my two sister.when i brought the subject up to my sister she told me there was no life insurance,so how do i go about making sure if there was life insurance or not?
Posted: Mon Dec 21, 2009 08:40 am Post Subject:
I haven't taken the time to read every single post in this thread and I apologize if this point has already been covered.
Mom passed away recently and her husband may have a life insurance policy on her that we are not aware of.
First of all, "her husband" makes him sound so alien. Wasn't he the one who stood on an alter somewhere and promised to love, honour, etc, etc? Maybe his having life insurance on her was fine with mom.
I have 2 stepdaughters and I'm certain they are not aware of any policy(ies) I have on their mom. She gave me permission and we make the premium payments together. Quite frankly, it's none of their business. My wife has life insurance on me and I could care less if my kids (her stepchildren) know about it. If they decide to step up and make the premium payments, we'll talk about it in greater detail.
When people get married, they share things, make arrangements, and promises to each other they'll take to the grave. If one of the kids disagrees - so what?
I assume the OP is a stepchild and apparently doesn't like the idea of someone taking out life insurance on her mom.
Posted: Thu Apr 22, 2010 10:43 am Post Subject: life insurance
my mum passed away on the 7th oct 09 and i wondered if she had any policies could you help with this? her name was katharine floater d.o.b 23/11/1948
thank you
Posted: Fri Apr 23, 2010 08:26 pm Post Subject:
You can visit the Medical Information Bureau website, www.mib.com, and pay a fee for a policy search. While they cannot tell you if a policy is in force, they may be able to point you in the direction of a company (or more than one) that possibly has/had a policy in force.
Condolences for your loss. Your mother was too young to have passed.
Posted: Sun Jul 11, 2010 03:56 am Post Subject: mother insurance
my mom pass about 3 weeks ago an she work for the city an they tell us when she turn 85 she had no more insurance an she also told us she had another insurace but we cant find out with who is there any way i can look on a main data base to find out who she had it with i had to clean my account out to pay an i own about a 1000 more y do they lapes a person insurance when they reach a age of 85 or older? I need help with this.
Thank You Very much
Posted: Mon Jul 12, 2010 03:44 am Post Subject:
I answered this in your other post on the same subject. But here goes again . . .
If your mother was once a municipal employee, any life insurance that covered her through the city or a labor union was probably a GROUP term life policy, primarily due to its lower cost. If your mother was covered as a retiree, it is indeed possible that the policy could have a termination age of 85 -- that's not an uncommon age in such policies.
There is no "main database" in which life insurance data is collected, although the Medical Information Bureau does maintain some limited information about applications for INDIVIDUAL life insurance policies. If your mother was, or once was, covered by an individual life insurance policy, they may have some information that could point you in the right direction. There is a $75 fee for their "Policy Locator Service," and they claim about a 30% success rate. www.mib.com
You could try speaking to any of your mother's former coworkers, if you know of any, who might be able to tell you about the coverage that was made available to city workers. Also check with the labor union she was a member of (if there was one).
Posted: Tue Jan 04, 2011 12:38 am Post Subject:
Posted: Wed Jan 05, 2011 06:11 am Post Subject:
There's a National Insurance Registry for this to check if the person you are looking for was a member, you will find everything there that you need.
Posted: Wed Jan 05, 2011 06:57 pm Post Subject:
There's a National Insurance Registry for this to check if the person you are looking for was a member, you will find everything there that you need.
Pure, unmitigated BS.
Posted: Sun Mar 13, 2011 07:06 am Post Subject: mom
i wanna know if my sister kept the policy and lied 2 us, but now we dont know who it was with because all the insurance papers r gone.how do I find out without any information
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