Business Insurance Forum

I am looking at opening a small business in property management. Their will be four partners and no employees, do I need to provide workmans comp?

I recently wrote coverage for someone who drives an ice cream truck. They received another discount for being in business for over three years. If your in search of business insurance and have been in business for over 3 years make sure to have documentation with you if you're shopping for a new BOP

we have to bid on cleaning an office building and wonder what the cost would be, for under 3 employees

We have several potential clients who purchase homes at auction and through bank REO. One hangup is that sometimes the property is still occupied with a previous tenant or previous owner. Does anyone have a market for this risk?? Properties are located primarily in CA.

Does anybody know what are insurance related to construction are? What types?

Hi, I am in the process of dealing with a situation from a retail store. I stepped on one of their security devices with the pin about 1 inch going all the way int my big toe. I have had pain in that toe since then. Also saw a nerologist and he stated that I do have nerve damage. I have no feeling to touch in the area. Also a feeling like my toe is asleep. he said I may never get the feeling in my toe again. I am dealing with their insurance now. Any opinions on what I should be aware of.

I have only one employee and I am not required to carry worker's comp although I understand I am still liable for his health and injuries on the job.
If I purchase his health care are they still required to pay any claims (health or accident) if he is injured on the job, or will they say an on the job injury should be covered by workers comp and deny the claim.

I am opening up a gaming store and needed to know round about how much a policy would go for .I need 500,000 for my merchandise and I need to cover the store itself.

I want to rent a commercial kitchen to prepare foods for catering or direct purchase to consumers. what type of insurance do I need and how much?

I had the same insurance company from 2002-2006 then switched in 2007.

I just received a claim from work done in 2002.

My current company is "mostly" denying the claim and researching the rest. Can I take my claim to my prior insurance company and will they honor the claim?