Even the basic is so expensive

by hummingbird » Mon Feb 04, 2008 07:08 am

My father in-law died 2 years ago. He left my mother in-law well off. He was not a rich man.he was a factory worker till he retired and he raised cattle also. he worked himself to death I think.He dies the year after he retired. Dies of a heart failure out in the fields running cattle.He had it fixed so that when he died every bill he owed was paid for.Then he left her a huge policy besides. Now my hubby if he passed away tomorrow I would be in the poor house...lol No insurance at all to pay for anything.What does a person do when to have insurance Even the basic is so expensive it is a choice between feeding the kids and having insurance?

Total Comments: 75

Posted: Mon Mar 10, 2008 06:05 pm Post Subject:

I know of a dermotologist who when she first saw my teenage daughter for acne said she had acne because of me. That it was my fault becasue I di not seek her care. She was in the same offices as the other drs we saw and no one recoomend she she her or told m there was a dermotologist there till then.She was so rude in blaming me for my daughter's bad acne problem that i did not like her at all .I eventuall went to proactive and stopped seeing her.the proactive did more than her treatment anyway.I put drs in the same group as teachers.I don't think any of them should go into this field only because it earns a good income.They should love child and people and have a true careing nature for helping others. Some people as far as income goes just fall between the cracks. Most drs don't even handle their own billing.

Posted: Tue Mar 11, 2008 02:08 am Post Subject:

I don't like rude doctors and I have had my fair share of run ins with them. Underwent about the same experience with a doc this summer. I had a teenager who would never go to school. He was constantly crying wolf and I mean constantly. At least once a week he was sick, up all night puking any excuse he could come up with. He did this over and over again during his last couple years in school. I couldn't physically push him out the door and on the bus . Once I called the doc office cause if I didn't have an excuse I would get fined. They knew how much he cried wolf and how his behavior was but they went ahead and called in an antibiotic. He went to school the last day of that week but next week all over again. we all thought he was just pulling his usual tactics so when he woke up one morning and was actually sick and his throat was swollen I took him to the ER and the doc wired cause he had an abcess. His family doc was booked and didn't believe he had a true medical emergency since they fir him in so many times in past months fdor nothing. I didn't even bother explaining it to the ER doc. He eventually quit school anyway but he also quit crying wolf too. Just figured he wouldn't go anymore...heck with the excuses.

Posted: Mon Mar 24, 2008 12:02 am Post Subject:

The schools here allow 5 days with home excuse ,after that you have to see a dr to get an escuse or it will be unexcused. I can apprecialte what you went through with your son as I have a daughter that is the same way. You never know when she is actually sick.She usually uses up her 5 days with home excuses the fist few months of school. With no insurance it is the pits!

Posted: Tue Mar 25, 2008 11:35 pm Post Subject:

Boy it sure is. I love how the schools label you as a bad parent when this stuff happens. You think they would know better being around teens all day.

Posted: Sun Mar 30, 2008 10:13 am Post Subject:

oh the institution, what will we do, LOL

Hey guys and gals, feel your pain.

I know what you mean about all the signage in the doctors offices hummingbird, I hate too that you have to stand in a waiting room full of people and discuss your insurance and billing information out there so everyone can hear. It is embarrassing to work out a payment plan and having everyone listen and then in the mean time, you have to go sit back down and wait with everyone knowing your business. It is humiliating sometimes.

Posted: Sun Mar 30, 2008 12:29 pm Post Subject: bills

The very few times, I HAD to go to the Emergency Room, I really din't want to. There are a few women, that work behind the desk, that know me. Not 'personally', however. The town I live in, is a VERY small town and 'everyone knows everyone'. ONE of these womaen had asked me , infron of the everyine in the Wating Room (and there were about 10 people there), what my Insurance was. When I stated I had NO insurance, she asked ( in a bit of a 'louder' voice) how I was going to pay for my bill. There IS a program, here in Pennsylvania, to help those with a Hospital bill............however this program only 'kicks in' when the Assistance Office 'denies' your medical bill (ie..make too much money). I've used it a few times...it DOES work. Too make a long story short........SOME people have no 'bed side manner', when it comes to 'sticky' issues, like Insurance. At times, it can make me feel like I'm not in the same 'catagory' as some people.

Posted: Mon Mar 31, 2008 10:45 am Post Subject:

It needs to be done in a more private setting, they need to have more training on what violates hippa law and what does not. I just hate when they ask you why you are here today so they can note it. I am not gonna yell through glass why I am here. I know what you mean sd, they ask the questions in an inappropriate manner in an inappropriate setting, there has got to be a way that they can fix this, I think it violates privacy.

Posted: Fri Apr 04, 2008 06:07 am Post Subject: drs

I've actually had to wait A LONGER time, in a Dr's office, because of 'Insurance Issues' (having none). SOOO...I guess, does this mean my child is not as IMPORTANT as the 'insured' child? I don't think so.

Posted: Mon Apr 07, 2008 02:43 am Post Subject:

That is a shame sdcharger, did you file a complaint with the facility? or with the health commission in your state. This is just not right, you should have complained to management or something.

Posted: Mon Apr 21, 2008 10:15 am Post Subject:

I wonder if filing a complaint would even do any good with everyone in the health field so concerned about the bottom line. My family doc is pretty cool. They don't have glass over the window and if you ask to discuss anything in private they take you to a back room. I just hate all the med. costs. I was struggling to pay off all mine. With a couple surgeries and dental they are about two grand but I quit worrying about them. $10 a month is what they get. I have too many other financial woes at this time.

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