Can you obtain a license to sell life and health insurance if you have a misdemeanor but no felonies in the past 10 years?
Total Comments: 105
Posted: Thu Apr 25, 2013 01:02 pm Post Subject:
Did the judgment go against you? Anyway, this offense can't be considered under felony or misdemeanor. You need to obtain a criminal history report from the South Carolina Law Enforcement Division and submit it with the SC Dept. of Insurance after you have submitted your application.
Perhaps, you are going to get through considering the passage of time that elapsed and your health reasons. I'm not sure about the time-frame though. Let's see what the experts say...
Posted: Tue Jul 16, 2013 01:26 pm Post Subject:
So in a nutshell....if you have any convictions make sure to give plenty of info and just hope you are accepted? So it's a game of chance? Wish there was some way to know before I spend so much money to just be denied! Single mother can barely afford to take the test and now am worried I might lose out on over $200 almost done with class but wonder if I should even continue...offenses were 8 yrs ago no felonies but still a theft is on my record :( I was so hopeful to finally make something of myself
Posted: Tue Jul 16, 2013 01:40 pm Post Subject:
You haven't posted any information for anyone to give you an opinion. If you have no felony convictions, and your offenses are more than 5 years old, chances are your application will not be declined. But it's the regulator who makes the final determination. Before your application is denied, you would at least have to be given a hearing to determine whether you are "fit" to be licensed.
Posted: Wed Sep 18, 2013 09:30 pm Post Subject: New york life accident and health renewal
I recently was charged with a dwi in New York July 7 2013. How will that effect the renewal in November and will private insurance companies that I represent during open enrollment (Medicare advantage)deny my appointment
Posted: Thu Sep 19, 2013 03:07 am Post Subject:
Each insurance company has its own criteria, so it's not possible to say what the ramifications might be. Were you only charged or have you been convicted? A DUI conviction is a reportable offense, but unless there are other issues not disclosed here, normally that alone would not cause a problem with one's license. A second offense within 1-3 years could be a problem.
Posted: Wed Oct 30, 2013 05:48 pm Post Subject: 2 shoplifting convictions
I am trying to reapply for the states insurance license for the second time. I was denied 3 yrs ago because of my charges...one in 2001 and 2004. there has been no other convictions. im trying to get a pardon. do I have a chance at all?
Posted: Wed Oct 30, 2013 06:52 pm Post Subject:
do I have a chance at all?
ABSOLUTELY NOT!!
State insurance laws permit the Commissioner (Superintendent, or Director) to deny a new license application if a previous license application was denied within the past five years.
Even though your offenses occurred 9 and 12 years ago, the fact that your license application was denied 3 years ago is what will cause it to be denied again. If you wait at least two more years, you may have a chance.
Posted: Thu Oct 31, 2013 10:53 pm Post Subject: do i have a chance at all
Why did my letter tell me I could reapply in 2 years if state laws say 5 years? I live in South Carolina.
Posted: Fri Nov 01, 2013 02:26 pm Post Subject:
Well, maybe South Carolina has changed its law. Most states follow the NAIC model regulations which call for 5 years.
Posted: Mon Dec 02, 2013 04:50 pm Post Subject: South Carolina 2yr wait
It is best to wait the full 5yrs so that you are not turned down without a review. You are allowed to submit earlier but it will be a waste of your time and that letter may have been a typo. I would check to see the model that South Carolina follows, most states go by NAIC model min 5yrs
Posted: Thu Apr 25, 2013 01:02 pm Post Subject:
Did the judgment go against you? Anyway, this offense can't be considered under felony or misdemeanor. You need to obtain a criminal history report from the South Carolina Law Enforcement Division and submit it with the SC Dept. of Insurance after you have submitted your application.
Perhaps, you are going to get through considering the passage of time that elapsed and your health reasons. I'm not sure about the time-frame though. Let's see what the experts say...
Posted: Tue Jul 16, 2013 01:26 pm Post Subject:
So in a nutshell....if you have any convictions make sure to give plenty of info and just hope you are accepted? So it's a game of chance? Wish there was some way to know before I spend so much money to just be denied! Single mother can barely afford to take the test and now am worried I might lose out on over $200 almost done with class but wonder if I should even continue...offenses were 8 yrs ago no felonies but still a theft is on my record :( I was so hopeful to finally make something of myself
Posted: Tue Jul 16, 2013 01:40 pm Post Subject:
You haven't posted any information for anyone to give you an opinion. If you have no felony convictions, and your offenses are more than 5 years old, chances are your application will not be declined. But it's the regulator who makes the final determination. Before your application is denied, you would at least have to be given a hearing to determine whether you are "fit" to be licensed.
Posted: Wed Sep 18, 2013 09:30 pm Post Subject: New york life accident and health renewal
I recently was charged with a dwi in New York July 7 2013. How will that effect the renewal in November and will private insurance companies that I represent during open enrollment (Medicare advantage)deny my appointment
Posted: Thu Sep 19, 2013 03:07 am Post Subject:
Each insurance company has its own criteria, so it's not possible to say what the ramifications might be. Were you only charged or have you been convicted? A DUI conviction is a reportable offense, but unless there are other issues not disclosed here, normally that alone would not cause a problem with one's license. A second offense within 1-3 years could be a problem.
Posted: Wed Oct 30, 2013 05:48 pm Post Subject: 2 shoplifting convictions
I am trying to reapply for the states insurance license for the second time. I was denied 3 yrs ago because of my charges...one in 2001 and 2004. there has been no other convictions. im trying to get a pardon. do I have a chance at all?
Posted: Wed Oct 30, 2013 06:52 pm Post Subject:
do I have a chance at all?
ABSOLUTELY NOT!!State insurance laws permit the Commissioner (Superintendent, or Director) to deny a new license application if a previous license application was denied within the past five years.
Even though your offenses occurred 9 and 12 years ago, the fact that your license application was denied 3 years ago is what will cause it to be denied again. If you wait at least two more years, you may have a chance.
Posted: Thu Oct 31, 2013 10:53 pm Post Subject: do i have a chance at all
Why did my letter tell me I could reapply in 2 years if state laws say 5 years? I live in South Carolina.
Posted: Fri Nov 01, 2013 02:26 pm Post Subject:
Well, maybe South Carolina has changed its law. Most states follow the NAIC model regulations which call for 5 years.
Posted: Mon Dec 02, 2013 04:50 pm Post Subject: South Carolina 2yr wait
It is best to wait the full 5yrs so that you are not turned down without a review. You are allowed to submit earlier but it will be a waste of your time and that letter may have been a typo. I would check to see the model that South Carolina follows, most states go by NAIC model min 5yrs
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