Home Insurance Forum

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Benefit from the discussions on home insurance, condominium or renters insurance in this forum and learn from our experts all for free.

How can you tell how long a water leak has occurred?
by Guest »
Guest

How can you tell how long a water leak has occurred? We noticed the tiles in the bath separating and, although there is no sign of a leak, a plumber this week told us there is a leak underground from the toilet and the flooring needs to be replaced.

Mold resulting from Improper Water Restoration
by Guest »
Guest

We had a water pipe burst in our home that resulted in damages to multiple rooms. That night we contacted a licensed and approved water restoration contractor to assist. When we contacted the claims department of our insurance co. they suggested that we cancel that call immediately and use their restoration contractor otherwise the work may not get fully covered. For the sake of your readers, this is a huge red flag, it sounds very reasonable to a policy holder when there is trouble and you need assistance, but by state law the insurance co.

brother gone bad
by Guest »
Guest

my brother is the executor of my grandmother estate from seven years ago when she passed. He sold both her houses for $200,000.00 all her belongings and what she may have put in the bank. I was the only other sibling along with my mother we asked about the funds and where they went but was told to pay off her bills but she had none other than the monthly dues living at a nursing home for a few years. She was getting pensions from her and her late husbands employers which offset her housing. I asked him about the money again and never got a reply, nor did my mother.

dp1 coverage
by Guest »
Guest

My rental property has been deemed a total loss by my insurance company. I have a 100000 policy and a mortgage of 70000. How will the coverage be dispersed and how much.

contesting fathers beneficiary
by Guest »
Guest

Hello, I have read through many of the forum post and find them very informative. However, I think my situation is a little different from the others therefore I hope you can help.

I was recently told (family secret) that a relative convinced my dad on his dead bed to switch his beneficiary to the relative therefore replacing me. In which I received NOTHING. Unfortunately this was 13 years ago is it too late to contest. I don't even know the insurance company.

Im just so discouraged and need advice. Please help!

types of home insurance
by Guest »
Guest

There are 3 main types of home insurance they are:
-Comprehensive policy
-Basic or Named Perils insurance
-Broad policy