by freshmoor39 » Thu Dec 18, 2008 05:50 pm
You may have been independent all your life and in the future too would like to take care of your needs. Sudden death in the family can leave everyone perturbed. No one is usually prepared for such an incident. A final expenses insurance may be of help in times of need.
Final expenses insurance covers the cost of burial and other unexpected expenditures. In the event of death of a loved one, you may not always be prepared financially to bear the expenses associated with the incident. If you have invested in final expenses insurance, you can take care of the final costs as your loved ones had wished.
Final expenses insurance covers the cost of burial and other unexpected expenditures. In the event of death of a loved one, you may not always be prepared financially to bear the expenses associated with the incident. If you have invested in final expenses insurance, you can take care of the final costs as your loved ones had wished.
What are the benefits offered by final expenses insurance?
A typical final expenses insurance offers fixed premiums throughout the life of the policy.
With final expenses insurance may include:
- Simplified underwriting: There are no hassles when buying final expenses insurance as the underwriting process is simple and you will have no difficulty understanding.
- Easy qualification: The qualifying age in this insurance is 0 to 85 years.
With final expenses insurance may include:
- Expenses related to medical purposes,
- Your mortgage bills
- Any auto insurance loan that you may have
- Coverage for your credit card bills
- House rent
- Funeral expenses
- Cemetery Plot
- Hearse
- Minister
- Legal fees
Related reading
- Selling FE insurance
- When to buy final expense insurance
- Companies selling final expense insurance
- Leads for final expense insurance
- Checking out a legitimate final expenses company
- Final expenses insurance for 80 year olds
need some good info on selling final expense by phone . Are there final expense insurance companies that have an electronic form for agents that don't charge an arm and a leg for the final expense leads ? Please tell how to sell final expense insurance in a cost effective manner.
Posted: Thu Jan 22, 2009 09:02 am Post Subject: Regarding signature in posts
Just a reminder to all of you,
Signature links will be visible only after 10 quality posts from a member.
Thanks,
Evan
Posted: Tue Feb 10, 2009 11:25 pm Post Subject:
anyone know about any lead sources they are using for FE and getting good results from?
has anyone heard of transferstar or transferguru? what was your experience with them for final expense?
thanks. any help would be great!!
Posted: Thu Feb 12, 2009 04:07 am Post Subject:
Final expense guru.
I googled it and Im not sure if I found it or not. there were alot of craigslist adds and things like that. but I am definatley interested. email me some info at topmoneymakers at live. com.
I appreciate the help
I have an agency and would want to set up a hierarchy for them.
Posted: Tue Apr 14, 2009 09:33 pm Post Subject: To Christopher
Following up you comments on selling final expense from home a few days a week, a few hours a day, I would like to get more information.
Thanks, Norm
Posted: Wed Apr 15, 2009 12:13 am Post Subject:
United Teachers
Loyal American
Assurant
All have FE phone apps. You can get a min of 105% commission.
Posted: Wed Apr 15, 2009 10:20 am Post Subject:
105% and more??? Thats awesome!!
Would you care to break up the different commission elements and explain.
Posted: Wed Apr 15, 2009 02:57 pm Post Subject:
I'm not sure what you want, but you can get 9 month advanced.
Posted: Wed Apr 22, 2009 12:38 am Post Subject:
I would be interested to see if anybody has actually done anything with "FinalExpensesGuru." The only website I can find for them is a very poorly made, free platform based website. For somebody that has been working with many different agents for over two years, the wesbite definitely does not reflect ANY level of success.
It brings us back to the original thought...should insurance products be sold to the Senior Market over the phone with no face to face interaction?
Posted: Wed Apr 22, 2009 01:25 pm Post Subject:
Hi friends..
should insurance products be sold to the Senior Market over the phone with no face to face interaction?
It's often difficult to know whether they have any physical ailments. For instance, if they are 'hearing impaired' and have not informed you regarding it during the course of the call, then your hard-earned sell would go for a toss.
Some of the sales offers might just seem inexplicable to them if such offers involve any critical value analysis.
Crossbreed
Posted: Thu Apr 23, 2009 02:58 pm Post Subject:
Hi,
You could try to sell it to those senior people who sound absolutely confident over the phone. I'd personally not run into the risk of pitching it to a senior customer, only to hear at the close how my explanation of the cost seemed complicated over the phone. I'd rather send them brochures so that they may go through it and develop a fair idea about the product.
Steven
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