Final expense insurance: Be independent throughout your life

by freshmoor39 » Thu Dec 18, 2008 05:50 pm

You may have been independent all your life and in the future too would like to take care of your needs. Sudden death in the family can leave everyone perturbed. No one is usually prepared for such an incident. A final expenses insurance may be of help in times of need.

Final expenses insurance covers the cost of burial and other unexpected expenditures. In the event of death of a loved one, you may not always be prepared financially to bear the expenses associated with the incident. If you have invested in final expenses insurance, you can take care of the final costs as your loved ones had wished.

What are the benefits offered by final expenses insurance?

A typical final expenses insurance offers fixed premiums throughout the life of the policy.
  • Simplified underwriting: There are no hassles when buying final expenses insurance as the underwriting process is simple and you will have no difficulty understanding.
  • Easy qualification: The qualifying age in this insurance is 0 to 85 years.

With final expenses insurance may include:
  • Expenses related to medical purposes,
  • Your mortgage bills
  • Any auto insurance loan that you may have
  • Coverage for your credit card bills
  • House rent
  • Funeral expenses
  • Cemetery Plot
  • Hearse
  • Minister
  • Legal fees

Related reading

need some good info on selling final expense by phone . Are there final expense insurance companies that have an electronic form for agents that don't charge an arm and a leg for the final expense leads ? Please tell how to sell final expense insurance in a cost effective manner.

Total Comments: 97

Posted: Sun Jan 31, 2010 08:49 pm Post Subject: FE Telemarketing

Hey Guru,

I have been targeting final expense for 24 years. I Have yet to ever miss a company trip. My company has been squeezing our contract for a decade and I am sick of it.

I want to talk to you, but I'm in working on a FE telemarketing deal with another firm. I just need to know one thing before I make contact with you. Is your firm selling with Lincoln Heritage or Senior Life?

Thanks,

Paul

Posted: Thu Feb 11, 2010 01:49 am Post Subject: Final expense over the phone

Christopher, I would like more info in selling final expense over the phone. Will you give me some contact info on agency to get appointed with ?

Posted: Fri May 07, 2010 03:37 pm Post Subject: final expese sales

i'm interested in selling final expense

Posted: Sat May 29, 2010 01:53 am Post Subject: renewals

I'm new to final expense sales, I've only been doing it for about three years. I've been offfered a 105% commission to work under a corporation but without renewals with leads ebing provided for me. I'm not sure wanna give up getting renewals as they can be lucrative as business accumulates yearly. Can someone please advise me on this. Thanks

Posted: Sat Jun 12, 2010 05:17 am Post Subject:

No do not give up your renewals. We can offer agents 105% with all their renewals so I would look around more.

Posted: Wed Jun 16, 2010 07:42 am Post Subject: fe

sc i work with several final expence companies in sc and we have a good lead program call henry at 843-576-1413

Posted: Mon Jul 12, 2010 08:54 pm Post Subject: Selling Final Expense Insurance

Hi Sil,

I've decided to start out as an independent final expense insurance salesperson. I am starting the licensing exam studying process this week. I want to have a very, very specific niche that I become super specialized in and this is what I've narrowed it down to. My question to you is: after I pass the Life Insurance test in my state, Oregon, I need to have the name of a "contact person" from an insurance company to put on my application for the license who would be my sponsor. This is how it is done in OR, not sure about other states. Can you tell me if you could be that person if I worked with/for you?

My phone is 503-752-0966.

Thanks,
Pam

Posted: Wed Jul 28, 2010 02:02 pm Post Subject:

Hello, If anyone would like to learn more about increasing your client base & your sales, thereby growing your business, let me know.
I've been working with this agency called Eagil Financial for a few months now, and I'd be happy to talk to anyone who is looking for something new.

Thank you.

Posted: Thu Aug 12, 2010 08:12 pm Post Subject: I AM LOOKING FOR A GREAT COMPANY TO WORK WITH

HELLO I AM A NEWLY AGENT LOOKING FOR A COMPANY TO WORK FOR SELLING FINAL EXPENSE,TERM LIFE INSURANCE
I HAD STARTED WITH A COMPANY THAT OFFERED 55% AND SAW THAT THEIR ARE OTHERS THAT OFFER MORE 100%-115%. I AM ALSO LOOKING FOR A COMPANY THAT HAVE A GREAT LEAD SYSTEM WITH OUT BREAKING MY BANK ACCOUNT

Posted: Wed Aug 18, 2010 03:54 am Post Subject: Final Expense

More info on your program. Licensed in IL 618 898 1120

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