by freshmoor39 » Thu Dec 18, 2008 05:50 pm
You may have been independent all your life and in the future too would like to take care of your needs. Sudden death in the family can leave everyone perturbed. No one is usually prepared for such an incident. A final expenses insurance may be of help in times of need.
Final expenses insurance covers the cost of burial and other unexpected expenditures. In the event of death of a loved one, you may not always be prepared financially to bear the expenses associated with the incident. If you have invested in final expenses insurance, you can take care of the final costs as your loved ones had wished.
Final expenses insurance covers the cost of burial and other unexpected expenditures. In the event of death of a loved one, you may not always be prepared financially to bear the expenses associated with the incident. If you have invested in final expenses insurance, you can take care of the final costs as your loved ones had wished.
What are the benefits offered by final expenses insurance?
A typical final expenses insurance offers fixed premiums throughout the life of the policy.
With final expenses insurance may include:
- Simplified underwriting: There are no hassles when buying final expenses insurance as the underwriting process is simple and you will have no difficulty understanding.
- Easy qualification: The qualifying age in this insurance is 0 to 85 years.
With final expenses insurance may include:
- Expenses related to medical purposes,
- Your mortgage bills
- Any auto insurance loan that you may have
- Coverage for your credit card bills
- House rent
- Funeral expenses
- Cemetery Plot
- Hearse
- Minister
- Legal fees
Related reading
- Selling FE insurance
- When to buy final expense insurance
- Companies selling final expense insurance
- Leads for final expense insurance
- Checking out a legitimate final expenses company
- Final expenses insurance for 80 year olds
need some good info on selling final expense by phone . Are there final expense insurance companies that have an electronic form for agents that don't charge an arm and a leg for the final expense leads ? Please tell how to sell final expense insurance in a cost effective manner.
Posted: Wed Jul 22, 2009 02:02 am Post Subject: get connected
Steve,
I am on auto dialer, and I agree. you are only as good as the leads! HELP!!!!
I am tired of driving every where, and being female, I don't find it safe knocking on someone's door by myself.
How can I sign up!!! ?????
FE IN South Carolina
Posted: Wed Jul 22, 2009 06:08 am Post Subject: Watch out for scam artist!!
Wlliam Norrick will steal your money when he tells you he will make final expense appointments for you. Don't ever use this idiot.
Posted: Thu Aug 13, 2009 03:09 am Post Subject: Selling Final expense By Phone
I have sold insurance many ways and love selling on the phone I found a company that has there own leads and setup
Posted: Fri Aug 14, 2009 12:57 pm Post Subject:
Hi Georgia..you mean you're working for a call center??
Posted: Mon Aug 17, 2009 02:39 pm Post Subject:
With the majority of people on the DNC. The best way to generate leads for FE is through Direct Mail.
The two most important parts of a direct mail campaign is:
1. Professionalism of the card
2. The data
Posted: Sun Aug 23, 2009 10:28 pm Post Subject: lead costs
bluerhino92 said:
If an agent wants to make $150k per year selling Final Expense, they need to spend about 6k-8k on leads and other costs per Month to do those numbers.
and
Our Lead costs are cut by 75% so our agents have more leads to call than they can ever get to. They have access to virtually unlimited high quality responder final expense leads for a few hundred bucks a week. 1 sale and there weekly expenses are covered.
Am I understanding you correctly? You're saying the 6-8K a month is how the other guys do it but your leads are only fraction of that cost?
Posted: Tue Sep 15, 2009 08:59 am Post Subject:
I have sold insurance many ways and love selling on the phone I found a company that has there own leads and setup
Companies that generate own leads have a lot of potential. They have to
maintain a good research and development team that would study the different market trends and identify their profit optimization. Such companies have dynamic strategies to pull up their sales figure even under a global downturn.
Posted: Sat Oct 31, 2009 10:18 pm Post Subject: Pre Set appointments
I found an conmpany that has $9 Dollar quality pre set appointmants for independent agents. It looks like they focus on more products than just Final Expense. Check them out. 3fgcontractingdotcom
Posted: Tue Nov 17, 2009 05:13 am Post Subject: bluerhino
Quote:
If an agent wants to make $150k per year selling Final Expense, they need to spend about 6k-8k on leads and other costs per Month to do those numbers. Very few agents are willing to do that because of the risk so they just flounder by buying 10-20 leads per week and make there $20k-$50k/yr after expenses. And then they are off looking for the greener grass which never comes.
Maybe I misunderstood this statement, but here is what I get from it.
If I want to make 150,000...I need to:
Spend 6-8K a month on leads
Spend on other Expenses every month
8 x 12 - 96,000
Other expenses ~5000 a year or more??
That leaves me with 49,000 a year.
If I flounder and purchase 10-20 leads a week I will make 20-50K a year after expenses.
Is the 150,000 after expenses? Because otherwise it seems just as wise to flounder without the risk of paying so much for leads.
Can we please get an answer to this question?
Posted: Sun Jan 31, 2010 08:07 pm Post Subject: Tele sales
Hey Final Expense Guru,
Is your firm writing for Senior Life or Lincoln Heritage?
Paul
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